Havefunded / ACADEMY

Understand the challenge

Short guides to using the comparison and reading the details that affect your decision.

How to narrow your comparison

Start with account size, trading assets and evaluation stages. Add your country and permitted activities, then compare the displayed USD fees and read the exact program details. The table includes USD accounts of 10K or more. Clearing all filters restores the eligible list.

Stocks means actual shares. Stock CFDs remain in CFD, regardless of the underlying stock.

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Price and conditional net cost

Conditional net cost = discounted entry fee + mandatory activation fee − eligible refund − evaluation-stage payout. Refunds may arrive only after funding or the first payout. Assumes one successful attempt and one billing cycle; excludes retries, renewals and taxes. Variable or unconfirmed amounts are not estimated. Final terms are subject to each firm’s official website.

The challenge table displays entry fees in USD. Source USD fees are unchanged; EUR reference conversions are marked ≈. Mandatory activation fees, billing and conditional refunds remain separate in program details. Confirm the firm’s official checkout price.

Reading rule times

Rule times belong to their original source timezone. Use this example to see how a fixed UTC display offset differs from a source timezone with seasonal daylight saving. The example is not a verified FTMO rule.

Fixed UTC offset. It does not change with daylight saving time.

Example daily reset
Sep 22, 2026, 22:00UTC+00:00
Original rule time
00:00 · Europe/Prague

Choose a date to see seasonal timezone changes.