FTMO

The daily loss limit is the balance at midnight Central European time minus 3% of initial capital. Maximum loss trails the end-of-day balance and can only rise. Standard accounts only. Evaluation permits news trading and weekend holding; funded Standard accounts remain restricted around specified news releases by 2 minutes and during market breaks longer than 2 hours.

The evaluation fee is non-refundable. The 1-Step consistency limit is 50%. Accounts ordered from 2026-10-12, or merged from that date, use total profit including losing days. Older accounts created directly from earlier orders retain the sum of profitable days. Exceeding the limit requires further trading to qualify rather than causing an immediate breach. An FTMO Account can request its first payout on demand at least 14 calendar days after its first trade; subsequent requests can be made every 14 calendar days, with no fixed monthly cycle. The account must be profitable, all positions closed and pending orders cancelled, and account terms satisfied.

Account type: Standard

Funded FTMO Accounts cannot open or close trades within 2 minutes before or after specified news releases, or hold positions over the weekend. These restrictions do not apply during evaluation. No consistency rule applies during evaluation or after funding.

Account type: Swing

Swing accounts are exempt from the specified news windows and weekend-holding restrictions, but remain subject to forbidden trading practices. Base leverage is 1:30 (Standard base leverage is 1:100). Swing is available only with 2-Step. On 2026-10-14, the owner verified one-time USD fees from checkout screenshots; account and payment currencies are USD, without promotions. On 2026-10-14, the owner confirmed Swing offers only 10K, 25K, 50K and 100K, with no 200K account. No consistency rule applies during evaluation or after funding.

The evaluation fee is fully refunded with the first payout. The scaling plan can increase the split to 90% (every 4 months, account size can grow by up to 25%). An FTMO Account can request its first payout on demand at least 14 calendar days after its first trade; subsequent requests can be made every 14 calendar days, with no fixed monthly cycle. The account must be profitable, all positions closed and pending orders cancelled, and account terms satisfied.

Instant has no evaluation stage and provides direct access to a simulated funded account. Daily loss: the balance at 00:00 CE(S)T minus 3% of initial capital, monitored against equity. Maximum loss: the higher of the highest closed-position balance and initial capital, minus 10% of initial capital; the limit rises immediately on each new closed-balance high and never falls. Withdrawals do not reset it; once the balance exceeds 110% of initial capital, a withdrawal would breach the limit. Instant consistency is capped at 30%, based on total profit including losing days; the highest-profit day cannot exceed 30% of total profit. Exceeding the cap requires further trading to qualify rather than causing an immediate breach; profit accumulation restarts after a withdrawal. Standard accounts are restricted within 2 minutes of specified news events. Overnight holding is allowed, but positions must close before market breaks longer than 2 hours; weekend holding is prohibited. EAs are permitted subject to forbidden trading practices, capital-allocation rules and platform limits.

The fee is one-time and non-refundable. Profit split is 90%. A simulated funded account can request a payout on demand at least 14 calendar days after its first trade, then every 14 calendar days, with no fixed monthly cycle. Profit, closed positions, cancelled pending orders and compliance with consistency and trading terms are required. FTMO Identity must be approved before payout processing. Withdrawals do not reset the maximum-loss limit and must not breach it.